financial responsiblility

isn't my credit card awesome. they started a thing where you can get your own image on the card. here's a link to the image.

ok on to the point of this post.

spending is so easy these days, fill in a few fields of information, click a few buttons, and just like that something new is on the way, and more money is spent. sure the next credit card bill will be 12 times the amount you have in your checking right now...but you'll get enough pay checks before that bill is due....right.

it's a fine line between spending responsibly and getting closer and closer to developing spending habits that will end up in debt that you can't pay.
especially when the credit limit nears a few thousand and your wish list could easily spend twenty thousand.

i wouldn't go so far as to say this is something i'm dealing with....at least not yet.
i am working on reversing this progression....so i guess i am dealing with it, in the positive sense.

sometimes i find i have to take a step back and look at my life, look at the trends and habits i have. cut some back, build on others, refine my life.